Loan Refinance Savings Calculator

Mobile-friendly • Clean UI • Instant results
Enter values and tap Calculate Savings
Tip: Leave "New Loan Amount" empty to assume same as current loan amount.
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Current Monthly Payment
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Based on remaining term and current rate
New Monthly Payment
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Based on new loan amount, rate & term
Total Interest — Current Loan (remaining)
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Total Interest — New Loan
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Total Savings After Refinance (including fees)
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Positive value means you save money. Negative means refinancing costs more.